513-505-0594
Helping you Understand your options
Medicare Advantage, Medicare Supplement and Prescription Drug Plans
Medicare Advantage Plans “Part C” or “MA Plans,” Medicare Supplement “Medigap Plans” and Medicare Prescription Drug Plans “Part D” are offered by Medicare-approved private companies that must follow rules set by Medicare.
Individual and Family Marketplace Plans
There are a variety of Marketplace plans offered on the exchange through the Affordable Care Act. You can obtain an individual plan or a plan for your family.
Dental Insurance, Travel Insurance, Life Insurance and more
We can help you find a dental plan, travel insurance, Indemnity Plan or Life Insurance to fit your needs.
Medicare Advantage Plan (Part C)
A Medicare Advantage Plan, or Medicare Part C, is a health insurance plan offered by private companies that provides an alternative way to receive Medicare benefits. These plans typically include hospital (Part A) and medical (Part B) coverage, often with prescription drug coverage (Part D) and additional benefits like vision and dental care. Eligibility requires enrollment in Medicare Parts A and B, and beneficiaries should review plan details during the annual enrollment period to ensure it meets their healthcare needs.
Prescription Drug Plan (Part D)
A Medicare Part D plan is a prescription drug coverage option offered by private insurance companies approved by Medicare. It helps beneficiaries pay for both brand-name and generic medications. Part D plans can be purchased as standalone plans for those with Original Medicare or included in Medicare Advantage Plans. Coverage and costs can vary by plan, so it’s essential to review available options during the annual enrollment period to find a plan that best meets your medication needs and budget. To be eligible for Part D, you must be enrolled in Medicare Part A and/or Part B.
Medicare Supplement
Insurance, also known as Medigap, is a type of health insurance policy sold by private companies to help cover certain out-of-pocket costs not paid by Original Medicare (Parts A and B). These costs may include deductibles, copayments, and coinsurance. Medigap plans are standardized and labeled with letters (A through N), offering various levels of coverage to meet different healthcare needs. It’s important to note that you must have Medicare Parts A and B to purchase a Medigap policy, and enrollment is best during your Medigap Open Enrollment Period, which begins when you turn 65 and are enrolled in Medicare.
Dental Insurance
Dental plans are a form of insurance designed to help cover dental care costs. They can assist individuals and families in saving money on routine procedures like cleanings, fillings, and X-rays. Typically, these plans feature a network of dentists to choose from and often provide discounts for services received from those providers. Having a dental plan is a cost-effective way to ensure you and your family have access to quality dental care without straining your budget. Whether you require a basic check-up or more extensive treatment, a dental plan offers peace of mind by ensuring your oral health needs are addressed.
Individual & Family Plans
The Marketplace offers a variety of health insurance plans under the Affordable Care Act (ACA), providing individuals and families with comprehensive coverage at affordable rates. Whether you need basic or more extensive coverage, there are options to fit your needs. The ACA also ensures important protections, including coverage for pre-existing conditions and essential health services.
Travel Insurance, Life Insurance and More
Indemnity plans are flexible health insurance options that allow policyholders to choose any healthcare provider and get reimbursed for medical expenses after paying out of pocket. Life insurance provides financial protection for beneficiaries after the policyholder’s death, helping cover expenses like mortgages and education, with options for term or whole life coverage. Travel insurance safeguards against unexpected events while traveling, such as trip cancellations and medical emergencies, offering financial reimbursement for covered incidents. Together, these insurance types provide essential coverage for health, life, and travel-related risks.
Jennifer Concannon
Concannon Agency
Licensed Insurance Agent
e-mail: concannonagency@yahoo.com
513–505-0594
Jennifer specializes in personal shopping and support for your Medicare needs. She will answer your questions and clarify the insurance options you have. She will help you avoid common misconceptions and late enrollment penalties. Her clients are located all across Ohio, Kentucky, & Indiana giving her a great feel for the insurance landscape. Talk with her today in a no-cost, no-obligation, no-pressure consultation!
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